Sunday, January 6, 2008

Happy 2008!!!

As you can see, I have taken a bit of a Christmas/ New Year's hiatus - but I'm back!

I hope your holiday season was wonderful, filled with family, food, and fun. This new year has left me more determined then ever to find the best work from home opportunities.

I am looking forward to 2008 being an incredible year. I just know great opportunities will abound - and even more importantly - great blessings!

May this year be your (and my) best yet!

Saturday, December 22, 2007

don't do it if you don't have it

As we all are well aware, it is the holidays and it is a season of loving, eating, giving and subsequently, shopping!

My sound advice during this season is...(as financial expert Suzy Orman says) please, please, please don't put anything on your credit card that you can't afford!

I know it's easier said then done, but unless you are able to pay off your debt in full each month, don't temp fate by running up bills you simply cannot afford.

It really is ok to not buy everything your kids want - they will soon realize (if they didn't already) that money doesn't grow on trees.

Even though they may not verbalize it - when they get love, and attention from their parents, it is the best gift in the world. No credit required.

Friday, December 14, 2007

Why I shop at Wal-Mart

We all know and have heard about the complaints many have with Wal-Mart. They are a huge conglomerate, and many, if not most of their products are made overseas. There are very poor people who make the products and are often compensated based on that country's salary rate, rather that the US minimum wage.

And while these are all very valid points, we still need Wal-Mart in America.

Increasingly, our society is becoming more and more expensive and we are making wages that are not steadily increasing in many occupations - not to mention the rate of unemployment - so the deep discounts Wal-mart offers is a welcomed relief for many Americans.

Wal-Mart does create millions of jobs in this country as well, and while I am all for supporting the little guy and spreading out your buying power, I must admit, that as a work at home mom on a tight budget, I shop at Wal-Mart for certain items that i know I can't find cheaper anywhere else. Am I to be ashamed because I do so? No. I know how to divvy out my buying power, but I also know how to stick to a budget.

Thanks to Wal-Mart, my son has all his necessities, at a fraction of what it would have cost at Babies R' Us or a similar store. I love Target and several other stores too, don't get me wrong. But I do support Wal-Mart, for the simpler things in life.

Wednesday, December 12, 2007

Time Flies

Being a mom who chooses to work from home comes with many challenges. We are such a time-sensitive culture in America. Everyone is keeping track of time, and I am no exception. After working in corporate America for many years, it seems that my skills at multi-tasking are challenged like never before - as a stay at home/work at home mom.

When I was in the office, time went buy at a reasonable pace. I liked my job, so it wasn't a snail's pace, but it wasn't very fast either. At home, time seems to jump from 8 am to 12 noon, to 4 pm in what feels like an hour.

So how do I get done all that I need to get done each day? I don't. I allow myself the freedom to form my own schedule and spend the majority of my day with my son. He is the reason I am here. So is it possible to do a job, and work at home? It is possible - but be prepared for time to fly by, and be willing to stop for several moments everyday, and remind yourself of your priorities.

Thursday, December 6, 2007

Indulgence or Obsession?

What do you do everyday? What is that one thing you know you don't necessarily need to do, but you find yourself doing it anyway. I am speaking of those mindless activities we do out of habit. Is it watching several hours of television, or constantly watching movies? Is it talking on the telephone about nothing, surfing the net, or playing video games...whatever it is, that unproductive form of escapism is alright in moderation - as an indulgence, but when it becomes a routine, you are robbing yourself of precious time.

Time is the only commodity we have complete and total control over. We can tell time, we can maneuver within the time frame of the day and we can own our time. Working on your business plan, reading entrepreneurial books, or spending some quality time with people you love - those are things that should be taking the space of some of these habits you may have developed.

If you already spend enough time with friends and family, and you're all set with sharpening your skills...what about some alone time that doesn't involve a sedentary form of entertainment. Try relaxing in a warm bath, or walking in a park or taking some dance lessons. This blog is about achieving your goals and dreams - this post is a reminder, to encourage you not to forget the little things, as you go along in your journey.

Tuesday, December 4, 2007

Saving Money - Tip # 3

Grocery shopping is a task that we either like, love or hate - but we all have to eat! There are several ways to save money in the supermarket:
  1. Figure out what your food shopping style is (ie: once per month, or bi-weekly or weekly). Many people will tell you that shopping once a month and in bulk is the best way to save money, but that only works for larger families. For families of 4 or less, bi-weekly shopping may be the right fit. Also, if you have kids with healthy appetites, all the "snaky" food may be gone within the first week, so adjust your ritual to your family.
  2. Stick to your budget. Once you figure how often you will go shopping, stick to a monetary limit for each shopping excursion. Make a list and check it twice!
  3. Pick two or three stores you will shop at - don't limit yourself to one store if you can help it. You might decide to switch off on stores every other time you shop. Each store will offer special sale items that the other does not. For example, you might buy your chicken and beef at one store, but milk and eggs are actually cheaper at the second store.
  4. Coupons and shoppers club cards. Chances are that you already are using these two things, but don't forget to visit the websites of your favorite brands. They will often offer manufacturers coupons that may make your purchase cheaper that the generic version.
Have fun shopping!

Sunday, December 2, 2007

The Balancing Act

Lets face it, as women, we are often the ones that need to balance everything...at home, at work, with our kids, our relationships, our extended families...you name.

Multi-tasking is a gift that God has given to most women, so how can we use our gift without feeling that we are responsible for every little detail of every one's life?

Prioritize and Delegate

What is the most important thing for me to do today? There is usually a simple answer to that question. Make sure you limit the answer to two or three tasks and make sure those happen. The rest of the day's tasks can be delegated out.

  • Trust your significant other with a task that you think he or she can handle, and then let them handle it!
  • Give your kids chores they are able to do, and praise them for their efforts.
  • Put your feet up, take a nap, go for a walk, do something just for you - every day. (Even if you can only squeeze in 10 minutes - make each second count!)